Personal Finance Archives - Page 5 of 7 - First Internet Bank

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First Person provides personal finance advice, guidance and insight from a first person perspective.

Rent or Buy? Making the Best Housing Decision for You

By First IB on March 21, 2016

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Owning a home has been called “the American Dream.” Listed below are some considerations to help you make the decision that’s right for you and your financial future. Housing has … Read More

[VIDEO] Sensible Options for Using Your Tax Refund

By First IB on March 14, 2016

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If you will receive a tax refund this year, what do you plan to do with the money? Watch this short video to learn some practical options for putting your … Read More

Is Now the Best Time to Buy a Home?

By First IB on March 14, 2016

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Going from renter to homeowner is a huge step in your financial life. It’s a long-term commitment, kind of like going from dating to marriage. And after the housing meltdown … Read More

Determining How Much You Can Borrow to Buy a Home

By First IB on February 22, 2016

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There are three critical factors that determine how much you qualify to borrow, and the rate and terms for your home loan: Your credit history, or FICO score Your capacity … Read More

Getting the Best Mortgage For Your Situation

By First IB on February 8, 2016

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Buying a home can be as exciting as it can be overwhelming. But it doesn’t have to be, if you’re prepared and make good choices. It’s critical to understand your … Read More

[VIDEO] “Cupid Cuties” Share Tips for Saving Money on Valentine’s Day

By First IB on February 2, 2016

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With Valentine’s Day right around the corner, you may be looking for ways to save a few bucks on gifts for your beloved. Watch a short video for a couple … Read More

Help for Getting Out of Debt

By First IB on February 1, 2016

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For many, using credit is a normal part of handling their finances. For others, using credit can lead to uncontrolled spending, anxiety, unpleasantness or even bankruptcy. If you want (or … Read More

Developing and Using a Wise Borrowing Strategy

By First IB on January 25, 2016

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The sensible use of debt should be part of any sound financial strategy. Debt can enable you to enjoy things that otherwise are beyond your current reach, but borrowing can … Read More

Taking an Interest in Interest: What Does It Really Cost You?

By First IB on January 18, 2016

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Interest rates have become a highly visible issue with stories about rate changes filling the airwaves and your newsfeed almost on a daily basis. Much of the press coverage concerns … Read More

Your Personal Finance Calendar for the New Year

By First IB on January 11, 2016

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Managing your personal finances is an ongoing process that requires discipline. Most people are successful at making sure the bills get paid and often saving a little on a regular … Read More

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