Blog - First Internet Bank

Person: Our Blog

First Person provides personal finance advice, guidance and insight from a first person perspective.

[VIDEO] Don’t Be a ‘Fool’ With Your Money

By First IB on April 5, 2016

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High interest credit cards, unnecessary ATM fees and bills that are paid late can cost you a lot of money every month. Watch our latest video to get a few … Read More

How is Your Credit Score Determined?

By First IB on April 4, 2016

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One number, between 300 and 850, has a great deal of influence over your financial future: Your credit score (sometimes referred to as your FICO score). Your credit score is … Read More

Keep Your Pre-Approval in Great Shape

By First IB on March 28, 2016

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Once you’re pre-approved for your new home, it’s important to maintain your pre-approval status until after your loan closes. Your pre-approval is based on a financial “snapshot” taken at the … Read More

Rent or Buy? Making the Best Housing Decision for You

By First IB on March 21, 2016

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Owning a home has been called “the American Dream.” Listed below are some considerations to help you make the decision that’s right for you and your financial future. Housing has … Read More

[VIDEO] Sensible Options for Using Your Tax Refund

By First IB on March 14, 2016

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If you will receive a tax refund this year, what do you plan to do with the money? Watch this short video to learn some practical options for putting your … Read More

Is Now the Best Time to Buy a Home?

By First IB on March 14, 2016

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Going from renter to homeowner is a huge step in your financial life. It’s a long-term commitment, kind of like going from dating to marriage. And after the housing meltdown … Read More

The Importance of Getting Preapproved for a Mortgage

By First IB on February 29, 2016

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Want to increase your odds of a successful home search? Get pre-approved for a mortgage so you can demonstrate to realtors and sellers alike that you’re a qualified, serious borrower. … Read More

Determining How Much You Can Borrow to Buy a Home

By First IB on February 22, 2016

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There are three critical factors that determine how much you qualify to borrow, and the rate and terms for your home loan: Your credit history, or FICO score Your capacity … Read More

Choosing the Right Mortgage Lender For You

By First IB on February 15, 2016

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When it comes to choosing the right lender for your mortgage, it helps to think of yourself as an investigative journalist and use The Five Ws — Who, What, When, … Read More

Getting the Best Mortgage For Your Situation

By First IB on February 8, 2016

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Buying a home can be as exciting as it can be overwhelming. But it doesn’t have to be, if you’re prepared and make good choices. It’s critical to understand your … Read More

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