Small Business Checking

A checking account that’s ready for the big time

Apply Online

As a small business owner, we know you have big dreams. But we bet you are not daydreaming about what your ideal business checking account could be. Don’t worry – we’ve done that for you. Go big with small business checking and get back to sweet dreams about where you are headed!


  • No minimum balance and no monthly fee
    No other hidden fees either
  • Make unlimited deposits
    Because you shouldn’t have to pay to run your own business
  • Earn 0.30% APY (annual percentage yield) with an average daily balance of $10,000
    Take advantage of competitive interest
  • Get reimbursed up to $10 per month in ATM fees
    We’ll cover the ATM fees charged by other banks

Rates last updated 5/17/2022. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance for the Small Business Checking account is monthly. For additional information, visit our Disclosures page.

Complete your application
in just minutes

It’s quick, it’s easy and it’s all online so you can focus on what matters most — growing your business.

Ready to get started?

Here is what you will need to have handy:

  • Government-issued ID for all signers (driver’s license, passport, state ID card, military ID card)
  • Name of authorized signers and beneficial owner(s)
  • Legal documents for the business

Don’t just take
our word for it

“I highly recommend First Internet Bank. I have been their customer for 10+ years. Very good customer service and excellent rates.”

– Natalie S. in New Jersey