Installment Loans

Make tomorrow’s dreams a reality, today.

Whether you are simply trying to get from point A to point B in a reliable car, or you’re chasing sunsets across the country in an RV, installment loans are an excellent solution for many borrowing needs. You repay the loan over a specific period of time, with set monthly payments.

All First IB installment loans include free online banking, mobile banking, and telephone banking access.

Auto Loans (new & used) Apply  Rates1,2 Terms
from 3.25% APR
up to 66 months
Recreational Vehicle Loans (new & used) Apply  from 4.74% APR
up to 144 months
Boat Loans (new & used) Apply  from 8.25% APR
up to 66 months
Horse Trailer Loans (new & used) Apply  from 4.74% APR
up to 144 months
Motorcycle Loans (new & used) Apply  from 7.99% APR
up to 60 months
Personal Loans Apply  from 10.99% APR
up to 60 months

1APR = Annual Percentage Rate

2Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant's relationship with First IB.

Rates last updated 09/25/2014. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today

Late Charge $17.50
Duplicate Lien Release Fee $25.00
For further details, refer to the Schedule of Fees Common to All Personal Accounts