Personal Checking Accounts
We offer both interest-earning and free checking accounts. They include a free first order of checks, debit card, free online banking, mobile banking, and telephone banking access. Optional extras include overdraft protection, multiple ways to make deposits, and free electronic statements.
|Interest Checking Open||Free Checking Open|
|Open Account with as little as||$100||$25|
|Pays Interest||When you maintain an average daily balance of $500 or more||Does not pay interest|
|APY (Annual Percentage Yield) / Interest Rate||0.55% / 0.55%||Does not pay interest|
|Monthly Maintenance Fee||$10||none|
|Balance to avoid fee||$500 average daily balance||none|
|ATM Surcharge Rebate||Up to $10.00 per month||none|
|Bill Payment||Free, unlimited
|$4.95 per month
|Checks (after first order)||Cost based on selection|
|Non-Sufficient Funds||$30.00 per occurrence|
|Overdraft Fee||$30.00 per item|
|Uncollected Funds Fee||$30.00 per item|
|Checks||$5.00 per item|
|Statements||$3.00 per item|
|For further details, refer to the Schedule of Fees Common to All Personal Accounts|
Rates last updated 12/06/2013. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate interest is monthly. The period used to calculate average daily balance is monthly.
Makes depositing checks fast and easy!FinanceWorks
View and track balances for all your accounts—even if some are with other banks! These built-in tools help you monitor spending and budgets.Earth-friendly Finances
Sign up for electronic statements, and save paper!Overdraft Protection
This optional safety feature can link your checking to your savings. Or, apply for an Overdraft Line of Credit.