The First IB debit card is accepted everywhere you see the VISA® sign … that's more than 18 million merchant locations worldwide! Use it to make purchases instead of hassling with cash or writing checks. The purchase amount will be deducted from your First IB checking account.

Simply wave your card in front of the reader wherever you see this symbol:

No signature required for most purchases under $25

You can always swipe your card to make a purchase anywhere Visa is accepted

If prompted, you can choose either "Debit" or "Credit"

(If you choose "Credit," just sign and go. If you choose "Debit," you will need to enter your PIN. You may be able to get cash back without a surcharge when you choose the "Debit" option.)

Withdraw cash using your First IB ATM Card at ATMs displaying the PLUS® symbol. PLUS® has over 1.1 million ATMs worldwide. Locate the PLUS® ATM nearest you.

No fees charged by First IB for ATM withdrawals.

Randomly generated Personal Identification Numbers (PINs) mailed to you in a secured mailer. Bank staff do not have access to your secret PIN.

Please note: The First IB debit card is offered automatically with every First IB checking account. An ATM-only card (which allows cash withdrawals at ATMs but cannot be used to make purchases through the Visa network) is available on request.