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First IB Home > Personal Accounts > Checking Accounts


 

Interest Checking

Free Checking

Open Account with as little as

$100

$25

Pays Interest

When you maintain an average daily balance of $500 or more

Currently 1.26% APY*

Does not pay interest

Monthly Maintenance Fee

$10

none

Balance to avoid fee

$500 average daily balance

none

ATM Surcharge Rebate

Up to $6.00 per month

none

Bill Payment

Free, unlimited
(optional enrollment)

$4.95 per month (optional enrollment)

 

All checking accounts include a free first order of checks, check card, free online banking and telephone banking access, optional overdraft protection, multiple ways to make deposits, and free electronic statements.

 
 
Checking Account Fees

Checks (after first order)

Cost based on selection

Non-Sufficient Funds

$30.00 per occurrence

Overdraft Fee

$30.00 per item

Uncollected Funds Fee

$30.00 per item

Photocopies:

  Checks

$5.00 per copy

  Statements

$3.00 per copy

Please also refer to the schedule of Fees Common to All Personal Accounts

* APY = Annual Percentage Yield
Rates last updated 06/27/08. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate interest is monthly. The period used to calculate average daily balance is monthly.

 

 


 
First Internet Bank of Indiana