Interest Checking

Free Checking

Open Account with as little as

$100

$25

Pays Interest

When you maintain an average daily balance of $500 or more

Currently 1.00% APY*

Does not pay interest

Monthly Maintenance Fee

$10

none

Balance to avoid fee

$500 average daily balance

none

ATM Surcharge Rebate

Up to $6.00 per month

none

Bill Payment

Free, unlimited
(optional enrollment)

$4.95 per month (optional enrollment)

All checking accounts include a free first order of checks, debit card, free online banking, mobile banking, and telephone banking access, optional overdraft protection, multiple ways to make deposits, and free electronic statements. To help you plan, manage, and budget your personal finances, First IB also offers FinanceWorks at no cost through the online banking site.

Checks (after first order)

Cost based on selection

Non-Sufficient Funds

$30.00 per occurrence

Overdraft Fee

$30.00 per item

Uncollected Funds Fee

$30.00 per item

Photocopies:

  Checks

$5.00 per copy

  Statements

$3.00 per copy

Please also refer to the schedule of Fees Common to All Personal Accounts