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First IB Home > Personal Accounts > CDs
Term |
Interest
Rate |
Annual Percentage
Yield (APY) |
Early
Withdrawal
Penalty |
|
3 Months |
3.06% |
3.10% |
90 days interest |
|
6 Months |
3.49% |
3.55% |
180 days interest |
|
12 Months |
3.74% |
3.80% |
180 days interest |
|
18 Months |
3.74% |
3.80% |
180 days interest |
|
24 Months |
3.78% |
3.85% |
360 days interest |
|
36 Months |
3.98% |
4.05% |
360 days interest |
|
48 Months |
4.07% |
4.15% |
360 days interest |
|
60 Months |
4.41% |
4.50% |
360 days interest |
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All CDs require a minimum $1,000
deposit to open. Rates above apply to all balance levels.
Rates last updated 06/27/08. Rates are subject to change
on any day and will be updated by 10 AM Eastern. Please be sure to check this
page after 10 AM Eastern for the rate that will be honored today. CD
and IRA CD rates are guaranteed as of the postmark date on
the envelope containing the signed application and funding
for the account. APYs assume interest is reinvested. You have the option to use our online banking and telephone
banking systems to get information about your CD. First
IB does not issue monthly or annual statements for CD accounts.
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