ATM, Debit, or Credit Card Replacement

replacement card free first time, $5.00 per additional card

Statements

Electronic statements²

no charge

Paper account statements²

$3.00 per statement

Paper line of credit statements

no charge

Paper credit card statements

no charge

Statement copies

$3.00 per statement

Stop Payments (All items, including checks written, ACH transfers, and bill payment transactions)

$30.00

ACH Items (initiated by First IB)

Incoming (Credit) Transactions

no charge

Outgoing (Debit) Transactions

$5.00

Wire Transfers

Incoming Transfers

no charge

Outgoing Transfers - Domestic

$20.00

Outgoing Transfers - Foreign

$50.00

Deposits or payments to a First IB account made using a credit card

3% of amount or $10.00, whichever is greater

Cashiers Checks (includes checks issued to close an account)

$5.00 each

Check Copies

$5.00 per copy

Check by Phone

$5.00 per item

Dormant Account Fee

$5.00 per account per month

International Service Assessment Fee
(applies to VISA based credit and debit (check) card transactions initiated at any non-US or non-US territory location)

3% of transaction amount

Foreign currency check/draft processing charge

$50.00 per item

Returned Deposit Item

$25.00

Uncollected Funds Fee

$30.00

Overnight Delivery³

$30.00

Garnishments, Executions & Levies

$50.00

Account Reconcilement Assistance

$20.00 per hour (min. 1 hour)

Research

$20.00 per hour (min. 1 hour)

Click for fees specific to the following accounts:

Checking
Savings
CDs
IRAs
Credit Cards
Installment Loans
Lines of Credit

1 ATM owners may assess a surcharge. First IB will rebate up to $6.00 per month per customer for surcharges. ATM transactions conducted against a Free Checking Account or Free Savings Account not eligible for surcharge rebates.

2 Installment loan customers will receive a statement at year-end only at no charge. CD-only customers will not receive a statement.

3 Overnight delivery charge applies to next business day delivery within the contiguous United States only. Additional charges apply for shipments to Alaska, Hawaii, Puerto Rico, or any international location. Additional charges apply for Saturday delivery.

Fees in effect as of 02/18/08 and are subject to change.