Fees Common To All Business Accounts

ATM1, Debit, or Credit Card Replacement

replacement card free first time, $5.00 per additional card


Electronic checking & savings account statements2

no charge

Paper checking & savings account statements2

$3.00 per statement

Paper line of credit statements

no charge

Paper credit card statements

no charge

Statement copies

$3.00 per statement

Stop Payments (All items, including checks written, ACH transfers, and bill payment transactions)


ACH Items (initiated by First IB)

Incoming (Credit) Transactions

no charge

Outgoing (Debit) Transactions


Wire Transfers

Incoming Transfers3


Outgoing Transfers - Domestic


Outgoing Transfers - Foreign3


Deposits or payments to a First IB account made using a credit card

2% of amount or $10.00, whichever is greater

Cashiers Checks4 (includes checks issued to close an account)

$5.00 each

Check Copies

$5.00 per copy

Dormant Account Fee

$5.00 per account per month

International Service Assessment Fee
(applies to VISA based credit and debit (check) card transactions initiated at any non-US or non-US territory location)

3% of transaction amount

Foreign currency check/draft processing charge

$50.00 per item

Returned Deposit Item


Uncollected Funds Fee


Overnight Delivery5


Garnishments, Executions & Levies


Account Reconcilement Assistance

$20.00 per hour (min. 1 hour)


$20.00 per hour (min. 1 hour)


1 ATM Card available to sole proprietors only.

2 CD-only customers will not receive a statement.

3 Intermediate banks and/or beneficiary banks, if used, may deduct a fee from the total amount of your outgoing or incoming wires. See our Electronic Funds Transfer Disclosure for details.

4 If a cashier's check is lost, stolen, or destroyed, you may have to either purchase an indemnity bond or allow 90 days to pass without the original being presented/paid before the check is replaced.

5 Overnight delivery charge applies to next business day delivery within the contiguous United States only. Additional charges apply for shipments to Alaska, Hawaii, Puerto Rico, or any international location. Additional charges apply for Saturday delivery.

Fees in effect as of 02/06/2012 and are subject to change.