First IB Home > Business Accounts > Electronic Statements

As a First IB customer, you may choose to receive your account statements electronically through our online banking system instead of receiving a paper statement each month. You are not obligated to receive your statement electronically; however, there will be a $3.00 fee for each paper account statement we mail to you. There is no fee to receive your statement electronically.

Your "account statement" details the transactions and balances for Interest Checking, Business Checking, Regular Savings, Money Market Savings, and Installment Loan accounts. To access your electronic account statement, you will need the following:

	access to First IB's online banking system
	an active email account
	a PC or Mac with access to the Internet
	Microsoft Internet Explorer 4.0 or higher or Netscape Communicator or Navigator 4.06 or higher with 128-bit encryption (free software you can download)
	Adobe® Acrobat® Reader(tm) 3.0 or higher (free software you can download)

Customers with only a Certificate of Deposit (CD) account will not receive periodic statements.

We have made it easy to begin receiving your account statement electronically. Simply log in to our online banking system and click on Statements in the left-side menu on the Account Summary screen. After you review the terms and conditions and submit your current email address, you will have immediate access to your six most recent account statements. If you have a Line of Credit or credit card with First IB, you will have access to those statements as well. We will continue to mail paper statements, at no cost, for Lines of Credit and credit cards.

Each month, you will receive an email notification from First IB that lets you know your statement is ready. The message will not contain any confidential information, such as your First IB account number. However, you must notify us if your email address changes. The message will provide a link that will direct you to Log In screen of our online banking system, where you'll use your User ID and Password to access your account information as well as your account statement. If our message is not deliverable to the email address you have provided, we will notify you through alternative channels. If our message is not deliverable to the email address you have provided two consecutive statement periods, we will resume our practice of sending you a paper statement at our then-current fee for paper statements.

Your account statement will be presented as a PDF (Portable Document Format) file. You will be able to print the statement or save the file to your computer's hard drive or other disk in order to retain a copy of the statement. Your account statement will be available through our online banking system for six months.

If you later wish to receive paper statements in lieu of electronic statements, you must notify us through the online banking system, following the on-screen instructions.