Deposit to Open Account

$100

Earn Interest

The portion of your daily balance up to $50,000.00

2.00% APY*

The portion of your daily balance between $50,000.01 - 100,000.00

2.25% APY*

The portion of your daily balance between $100,000.01 - 250,000.00

2.50% APY*

The portion of your daily balance above $250,000.00

2.75% APY*

Monthly Maintenance Fee

$5.00

Average Daily Balance to Avoid Fee

$4,000

Transactions Allowed per Month¹

6

Check Writing Privileges

none

ATM Card

for sole proprietors only

Deposit to Open Account

$100

Earn Interest

1.75% APY*

Monthly Maintenance Fee

$2.00

Average Daily Balance to Avoid Fee

$1,000

Transactions Allowed per Month¹

6

Check Writing Privileges

none

ATM Card

for sole proprietors only

All savings accounts include free, unlimited access to First IB's online banking and telephone banking systems, unlimited free deposits, and free electronic statements.

Account Notes:

¹ You may make up to six transfers or withdrawals by means of a preauthorized, automatic, PC, or telephonic transfer to another account of yours or to a third party during any calendar month (or statement cycle of at least four weeks). Excessive withdrawals result in a $5.00 per item fee.

*APY = Annual Percentage Yield

Rates last updated 10/10/08. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today.

Fees may reduce earnings on account. The period used to calculate average daily balance for the Money Market Savings account is monthly. The period used to calculate average daily balance for the Regular Savings account is monthly.