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First IB Home > Business Accounts > Business Account Fees

| Common Account Fees |
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ATM, Debit, or Credit Card Replacement |
replacement card free first time, $5.00 per additional card |
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Electronic statements2 |
no charge |
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Paper account statements2 |
$3.00 per statement |
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Paper line of credit statements |
no charge |
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Paper credit card statements |
no charge |
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Statement copies |
$3.00 per statement |
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Stop Payments (All items, including checks written, ACH transfers,
and bill payment transactions) |
$30.00 |
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ACH Items (initiated by First IB) |
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Incoming (Credit) Transactions |
no charge |
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Outgoing (Debit) Transactions |
$5.00 |
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Incoming Transfers |
no charge |
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Outgoing Transfers - Domestic |
$20.00 |
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Outgoing Transfers - Foreign |
$50.00 |
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Deposits or payments to a First IB account made using
a credit card |
3% of amount or $10.00, whichever is greater |
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Cashiers Checks (includes checks issued to close an account) |
$5.00 each |
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Check Copies |
$5.00 per copy |
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Dormant Account Fee |
$5.00 per account per month |
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International Service Assessment Fee
(applies to VISA based credit and debit (check) card transactions initiated at any non-US or non-US territory location) |
3% of transaction amount
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Foreign currency check/draft processing charge |
$50.00 per item |
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Returned Deposit Item |
$25.00 |
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Uncollected Funds Fee |
$30.00 |
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Overnight Delivery3 |
$30.00 |
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Garnishments, Executions & Levies |
$50.00 |
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Account Reconcilement Assistance |
$20.00 per hour (min. 1 hour) |
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Research |
$20.00 per hour (min. 1 hour) |
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1 ATM Card available
to sole proprietors only.
2 The "account statement" details the transactions
and balances for Interest Checking, Business Checking, Regular
Savings, Money Market Savings, and Installment Loan accounts.
Credit cards and Lines of Credit are not included on this type
of statement.
3 Overnight delivery charge applies to next business day delivery
within the contiguous United States only. Additional charges
apply for shipments to Alaska, Hawaii, Puerto Rico, or any international
location. Additional charges apply for Saturday delivery.
Fees in effect as of 02/18/08 and are subject to change.
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