ABOUT THE BANK
Modern online bank. Timeless banking principles.
What can we do for you today? Easy: Higher deposit rates, real-time transaction processing, flexible account options and great service! How do we do it all, you ask? Well, in this day and age it seems like the whole world is moving online. But we were one of the first, opening our virtual doors way back in 1999. (And Internet years are like dog years!) We’ve had plenty of time to master the business of online banking, and we’re passing the benefits on to you!
Comprehensive Collection of Products and Services
First IB operates over the Internet, which means we don’t have a costly branch network to support. So you get all the tools and resources you’d expect from a brick-and-mortar bank, complete with better rates, lower fees, and convenient online account access!
Real-Time Transaction Processing
Most banks today still rely on batch processing, so transactions are not reflected until the following day. But First IB’s operating technology allows us to offer real-time transaction processing and fully-integrated accounts.
If you’d like, chat with any of our excellent customer service representatives. But in truth, you may never need them! The way we see it, the best service we can provide our customers is a problem-free banking experience. So you can use our site to do anything you need—pay bills, order checks, change a mailing address, request a wire transfer, set up ACH transfers, redeem a CD, purchase a new CD, and much more.